george929
The flaw in your argument George lies within this sentence ...
"Pretty sure,
If yourcompetentin working on cars,...."
Trying to prove this after an accident when the insurance 'loss adjuster' starts delving would be, let's say.. fun. Loss adjusters do what it says on the can..
adjust losses in the insurance companies favour. They are pretty sharp and will spot an out of place spec on a car in minutes, especially if injuries are involved and the Police also. "I got some pedals from a write off scrap yard GTi and fitted them myself and only needed to mod the pivot holes and move them right a little my Lord.." will surely be a rock solid defence
when the enlarged pivot hole fractures.
It's entirely up to you of course.. and you accept the risk if you do not tell your insurance company about these mods. There's a reason why they record your calls and emphasise that they need to know of ALL mods... It's to protect them and give them lot's of get out clauses.
Modding your car and keeping it on a bog standard, cheap insurance without telling them is upto you. Lot's of people do.
Adrian Flux do some great insurance deals for modded cars. Most clubs insure their kit cars through them and I did both of mine through them too. These were hand built from the ground up in our home garages and, no two being alike were pure "mods" throughout.This is specialist insurance cover that you will not get from mainstream 'DirectLine' or others.
The hand built and modded kitcars then do not automatically get released onto the road on your say "that I am a competent mechanic.." but have to go through individual and rigorous SVA testing at a government approved test centre.
Here's the 2nd of my cars being put through it's tests [a real nail biting experience
] ...
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To give an example and flavour of the radical mods we typically designed ourselves into these cars see the images below. I decided to not have springs etc outside of the car like most others but to fit F1 style inner springs. So I created all the suspension inside the engine bay with adjustable coilovers etc.
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As for fitting 50% brighter bulbs... again it's entirely upto you to remain within EC standards and guidelines. I just hope that me or my wife don't meet you headon down a muddy, wet lane sometime
Best wishes
Dave