Jalna said:
That's why the Citigo won over the up. Can't see how you get to £3K though. I got a £950 discount on the up, I didn't see bigger discounts on the Citigo, though haven't looked since I bought my up. Servicing would be £250 saving (using the VW finance), but high street loans are only 5.1% so cheaper to go that route if finance needed. I reckon that means about £1K saving overall. Still worthwhile, but you have to love the car and that's why most people will choose the Citigo, Mii or up! based on personal reference and not worry about the smallish cost differential.
The time you had interest and various other charges and fee's it did work out at just over 3k...
My CitiGo GreenTec 3dr Elegance in silver came to just under 10k
<h1 ="sifr-ignore"="" style="margin-right: 0px; margin-bottom: 10px; margin-left: 0px; padding: 0px 0px 0px 35px; border: 0px; font-family: vw-line-ot-black, Arial, sans-serif; font-size: 22px; font-weight: normal; outline: 0px; vertical-align: line; line-height: 28px; color: rgb0, 177, 235; -:
https://www.volkswagen.co.uk/vw-finance/sew-vw-logo.png; visibility: !imant; -: 0% 0%; -repeat: no-repeat no-repeat;">The Finance Calculator</h1><div ="summary="" whitebg"="" style="margin: 0px; padding: 0px; border: none; font-family: vw-line-ot-book, Arial, sans-serif; outline: 0px; vertical-align: line; color: rgb51, 51, 51; border-top-left-radius: 3px; border-top-right-radius: 3px; border-bottom-right-radius: 3px; border-bottom-left-radius: 3px; : transparent; : left; width: 323px; : relative; line-height: 15.390625px;"><ul style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; list-style: none;"><li ="choose-car="" group"="" style="margin: 0px; zoom: 1; height: auto; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : relative; clear: both; -webkit--shadow: rgb221, 221, 221 0px 1px 1px; -shadow: none; padding: 8px 0px !imant;">
<h2 ="sifr-ignore"="" -model="up-nf" style="margin: 0px; padding: 0px 35px 0px 0px; font-family: vw-line-ot-black, Arial, sans-serif; font-size: 1.3em; line-height: 1.3em; border: 0px; font-style: inherit; font-weight: normal; outline: 0px; vertical-align: line; color: rgb51, 67, 76; visibility: !imant;">up! </h2><li ="finance-details"="" style="margin: 0px; padding: 8px 0px; : relative; clear: both; height: auto; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><h3 ="sifr-ignore"="" style="margin: 0px 0px 10px; padding: 0px; clear: both; font-size: 1.24em; line-height: 1.3em; border: 0px; font-family: vw-line-ot-black, Arial, sans-serif; font-style: inherit; font-weight: normal; outline: 0px; vertical-align: line; : relative; visibility: !imant;">Solutions Representative Example</h3><t style="margin: 0px; padding: 0px; border: 0px; font-size: 12px; font-style: inherit; outline: 0px; vertical-align: line;"></t><table cellpadding="0" cellspacing="0" border="0" ="tblfinance"="" style="margin: 8px 15px; padding: 0px; border-collapse: collapse; border: 0px; font-size: 11px; font-style: inherit; outline: 0px; vertical-align: line; border-spacing: 0px; color: rgb51, 51, 51; : relative; width: 324px; : rgb224, 228, 227; left: -16px; visibility: ;"><t><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Duration:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">42 months</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Average miles per year:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">10,000</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Deposit:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£2,500.00</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">41 monthly payments of:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£144.02</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Retailer cash price:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£11,644.00</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Acceptance fee:*</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£125.00</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Optional final payment:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£4,589.49</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Option to purchase fee: **</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£60.00</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Total amount payable:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£13,054.31</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Total amount of credit:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">£9,144.00</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Excess mileage (per mile): ***</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">3.6p</td></tr><tr ="even"="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line; : rgb234, 238, 237 !imant;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Representative APR:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">5.9% APR</td></tr><tr =""="" style="margin: 0px; padding: 0px; border: 0px; font-style: inherit; outline: 0px; vertical-align: line;"><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">Rate of interest:</td><td style="margin: 0px; padding: 0px 5px 0px 16px; border-style: solid; border-color: rgb218, 223, 221; font-style: inherit; outline: 0px; vertical-align: line; line-height: 1.6em;">5.13% fixed</td></tr></t></table>[/list]
Edited by: daizythebulldog